How is Paydwell different from ReOS?

They target the same users. Paydwell’s emphasis is on the collection side — bank-statement affordability before approval, automatic retries on failed debit orders, and arrears emails that send themselves — so less of the monthly run lands on your team.

Can Paydwell screen tenants from their bank statements?

Yes. Applicants upload bank statements and Paydwell summarises income, expenses and affordability into a one-glance snapshot alongside the TPN credit result.

Comparison · updated 2026-09-01

Paydwell vs ReOS

ReOS covers applications, digital leases and rental management for South African agents, which is the same lane Paydwell is in. Look closely at three things when comparing: whether affordability is assessed from bank statements or self-declared, whether failed debit orders retry on their own, and whether arrears reminders and mandate notices are sent automatically or added to someone’s to-do list.

ReOS and Paydwell overlap closely — digital applications, leasing and rentals for agents. The comparison comes down to screening depth, how failed collections are handled, and how much arrears follow-up is automatic.

Feature	Paydwell	ReOS
Online applications	Built in, feeds screening directly	Core feature
Affordability assessment	Derived from uploaded bank statements	Available; method varies by setup
Credit checks	TPN credit check in the same applicant snapshot	Available
Digital lease signing	Included	Core feature
Failed-collection handling	Automatic retries + flag	Varies by workflow
Arrears follow-up	Reminder / late-notice / mandate emails sent automatically	Varies by workflow

Competitor capabilities change and vary by plan. This table reflects public positioning at the date shown — confirm specifics with ReOS before deciding.

Frequently asked questions

How is Paydwell different from ReOS?: They target the same users. Paydwell’s emphasis is on the collection side — bank-statement affordability before approval, automatic retries on failed debit orders, and arrears emails that send themselves — so less of the monthly run lands on your team.
Can Paydwell screen tenants from their bank statements?: Yes. Applicants upload bank statements and Paydwell summarises income, expenses and affordability into a one-glance snapshot alongside the TPN credit result.

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